Welcome to Peggy’s Place

We are a newly formed Nonprofit 5019(c)3 foundation, to which our mission is to bring awareness to the community in regards to special needs/medically complex children.

Approximately 31% of the children born in the state of Kentucky are diagnosed as special needs/medically complex, yet what you might not be aware of is that these children are unable to be covered by Life Insurance.

We found ourselves in this very situation as our daughter Peggy was a special needs/medically complex child. Peggy has a twin brother, Emmit, to which he is a perfectly healthy boy. We purchased a life insurance policy on him to obtain what is referred to as a Piggy Back policy for her.

Upon notifying the agency of Peggy’s Passing, unknowingly there was a loophole in the policy of a 3 year payment period, we were 23 months in, and was denied the benefits to cover her final expenses. We were reimbursed the premiums that we had paid, yet that was not enough to cover expenses.

We owe a great deal of gratitude to our family, friends, and the funeral director/staff for their kindness and generosity, as when Peggy was laid to rest there was no debt looming in our time of grief.

We ask that you please join us on our mission to lessen the burden and give comfort to a families time of mourning?

We the Bray family have walked this very path, as our sweet daughter Peggy gained her Angels wings earlier in 2025. God saw Peggy was getting tired and weary, so God gave her rest and peace. . We will always and forever LOVE our sweet baby girl Peggy 12,26,2015 to 02,09,2025

Not even Heaven can separate the hearts of twins!

Please make checks payable to: Peggy’s Place, Inc Thank you, and may God Bless you for your kindness.